Annual Maximum Rollover (AMR) Benefits

Taking Care of Yourself Has Never Been So Rewarding!

Every Dental® Blue Plan Includes AMR Benefits!

Annual Maximum Rollover (AMR) benefits allow members to carry over up to $500 dollars of their unused calendar year maximum. This maximum is the amount that Blue Cross pays towards your dental services each year.

Here's How It Works
1
 
Visit

Visit your dentist for routine diagnostic and preventative services.
2
 
Submit Claim

A claim will be submitted for your visit.
3
 
Rollover

If your annual claims do not exceed the plan max, you earn rollover - up to $500 for the year.
4
 
AMR Account

The money in your AMR account can total up to $1,000 and be used for future dental services.
Example Dental Blue Plan
Sample plan below may differ from plan purchased.*
$2,000
calendar year maximum

$500
maximum rollover amount

$1,000
threshold (amr account maximum)

 
Calendar Year Maximum
 
Claims
 
New Rollover Funds for Future Years
 
Current AMR Account Balance
Year 1
John has a $2,000 Calendar Year Maximum
AMR Account Balance: $0
  • Completes 2 Diagnostic & Preventative Services.
  • Submits additional dental claim.
  • All claims paid are less than $2,000.
    Rollover is $500.
Year 2
John has a $2,000 Calendar Year Maximum
AMR Account Balance: $500
  • Completes 2 Diagnostic & Preventative Services.
  • No additional dental claims.
  • All claims paid are less than $2,000.
    Rollover is $500 (adding $500 from last year).
Year 3
John has a $2,000 Calendar Year Maximum
AMR Account Balance: $1,000
  • Completes 2 Diagnostic & Preventative Services.
  • No additional dental claims.
  • Total claims paid are less than $2,000.
  • No rollover is received as AMR account is already at the $1,000 threshold.
Year 4
John has a $2,000 Calendar Year Maximum
AMR Account Balance: $1,000
  • Completes 2 Diagnostic & Preventative Services.
  • Submits additional dental claim of $2,500 for root canal and crown.
  • Total claims paid are $2,700 ($2000 from plan + $700 from AMR = no out-of-pocket costs.
  • $300 remains in AMR account.
Important Notes
 
You have to
complete
2
Diagnostic and Preventative Services every year
 
amr
available
for all members
on the contract
 
amr benefits
never expire
as long as the
contract is active
*Blue Cross and Blue Shield of Alabama is using a sample plan for example purposes only. Actual benefits may differ from those included in the sample plan.