Overview Large - GroupAccess - Alabama
You have unique needs. We have unique solutions.
Your employees are unique and so are their healthcare needs. We have a variety of PPO plans and High Deductible Health Plans - one of which is sure to fit your company's needs.
Need something a little different?
We can customize plan benefits such as
- deductibles
- copays
- out-of-pocket maximums
Let us provide the right plan for your company.
Contact us to discuss next steps, get a quote or for enrollment assistance.
Have questions before calling? See our FAQ page.
Eligibility Requirements
Group Eligibility
To be eligible for group coverage, an employer must:
- Be licensed to operate and have employees located in the state of Alabama.
- Have at least 51 eligible employees. An eligible employee is a full-time employee working on average a minimum of 30 hours a week as determined by the employer in accordance with the requirement of the Affordable Care Act (excluding independent contractors).
Minimum Health Requirements
At least 75% of eligible employees (excluding those with other Blue Cross and Blue Shield of Alabama coverage) must be enrolled at all times. Of employees eligible for family coverage, 75% must be enrolled in family coverage.
The employer must contribute at least 50% of the individual rate toward each employee's coverage.
Minimum Dental Requirements
At least 25% (minimum of 2) of eligible employees must be enrolled at all times.
The employer may contribute between 0% and 100% of the individual rate toward each employee's coverage.