Annual Maximum Rollover (AMR) Benefits

Taking Care of Yourself Has Never Been So Rewarding!

Every Dental® Blue Plan Includes AMR Benefits!

Annual Maximum Rollover (AMR) benefits allow members to carry over up to $500 dollars of their unused calendar year maximum. This maximum is the amount that Blue Cross pays towards your dental services each year.

Here's How It Works
1
 
Visit
Visit your dentist for routine diagnostic and preventative services.
2
 
Submit Claim
A claim will be submitted for your visit.
3
 
Rollover
If your annual claims do not exceed the plan max, you earn rollover - up to $500 for the year.
4
 
AMR Account
The money in your AMR account can total up to $1,000 and be used for future dental services.
Example Dental Blue Plan
Sample plan below may differ from plan purchased.*
$2,000
calendar year maximum
$500
maximum rollover amount
$1,000
threshold (amr account maximum)
 
Calendar Year Maximum
 
Claims
 
New Rollover Funds for Future Years
 
Current AMR Account Balance
Year 1
John has a $2,000 Calendar Year Maximum
AMR Account Balance: $0
  • Completes 2 Diagnostic & Preventative Services.
  • Submits additional dental claim.
  • All claims paid are less than $2,000.
    Rollover is $500.
Year 2
John has a $2,000 Calendar Year Maximum
AMR Account Balance: $500
  • Completes 2 Diagnostic & Preventative Services.
  • No additional dental claims.
  • All claims paid are less than $2,000.
    Rollover is $500 (adding $500 from last year).
Year 3
John has a $2,000 Calendar Year Maximum
AMR Account Balance: $1,000
  • Completes 2 Diagnostic & Preventative Services.
  • No additional dental claims.
  • Total claims paid are less than $2,000.
  • No rollover is received as AMR account is already at the $1,000 threshold.
Year 4
John has a $2,000 Calendar Year Maximum
AMR Account Balance: $1,000
  • Completes 2 Diagnostic & Preventative Services.
  • Submits additional dental claim of $2,500 for root canal and crown.
  • Total claims paid are $2,700 ($2000 from plan + $700 from AMR = no out-of-pocket costs.
  • $300 remains in AMR account.
Important Notes
 
You have to
complete
2
Diagnostic and Preventative Services every year
 
amr
available
for all members
on the contract
 
amr benefits
never expire
as long as the
contract is active
*Blue Cross and Blue Shield of Alabama is using a sample plan for example purposes only. Actual benefits may differ from those included in the sample plan.
Additional Information
What is AMR?   2023 Dental Blue Plan Brochure   2023 Dental Plan Benefit Comparison