Dental 2019 - GroupAccess - Alabama
Essential Dental
|
Total Dental
|
Premier Dental
|
||
Materials | ||||
Monthly Rates |
Self: $16 Self +1: $32 Family: $55 |
Self: $23 Self +1: $46 Family: $79 |
Self: $32 Self +1: $66 Family: $123 |
|
Calendar Year Deductible |
$50 per person; $150 per family |
$50 per person; $150 per family |
IN-NETWORK |
OUT-OF-NETWORK |
Calendar Year Maximum Benefits |
$1,000 per person |
$1,000 per person |
IN-NETWORK |
OUT-OF-NETWORK |
Diagnostic and Preventive Services
|
Plan pays 100% |
Plan pays 100% |
IN-NETWORK |
OUT-OF-NETWORK |
Basic Services
|
Plan pays 80% |
Plan pays 80% |
Plan pays 100% |
Not Covered |
Major Services
|
Plan pays 60% |
Plan pays 75% |
Plan pays 75% |
Not Covered |
Additional Major Services
|
Not Covered |
Plan pays 50% |
Plan pays 75% |
Not Covered |
Orthodontic Services**
|
Not Covered |
Not Covered |
IN-NETWORK |
OUT-OF-NETWORK |
Calendar Year Orthodontic Deductible1 |
Not Covered |
Not Covered |
$150 per person |
$150 per person |
Lifetime Orthodontic Maximum Benefits2 |
Not Covered |
Not Covered |
$1,500 per person |
$1,250 per person |
*180-day waiting period (Essential Dental plan only)
**365-day waiting period
Late enrollees on Total Dental for Business and Premier Dental for Business are subject to a 365-day waiting period on Major and Additional Major Services. Orthodontic Services 365-day waiting period is applicable to all enrollees on Premier Dental for Business.
1Amounts applied towards the in-network calendar year orthodontic deductible count towards your out-of-network calendar year orthodontic deductible; amounts applied towards your out-of-network calendar year orthodontic deductible count towards your in-network calendar year orthodontic deductible.
2Amounts applied towards the in-network lifetime orthodontic maximum benefits count towards your out-of-network lifetime orthodontic maximum benefits; amounts applied towards your out-of-network lifetime orthodontic maximum benefits count towards your in-network lifetime orthodontic maximum benefits.